Home Refinancing Redding CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Premierwest Bank
(530) 339-4113
890 Cypress Ave
Redding, CA
 
Bank Of America Na Charlotte
(530) 242-6363
1661 East St
Redding, CA
 
Diablo Funding Group
(530) 244-8501
1890 Park Marina Dr Ste-104
Redding, CA
 
Seattle Mortgage Company
(800) 386-8700
1751 Hartnell Ave Ste 2
Redding, CA
 
American Pacific Mortgage
(916) 791-3760
1187 Hilltop Drive
Redding, CA
 
Mason Mcduffie Mortgage Corp
(530) 244-5857
1636 East St Ste B
Redding, CA
 
Ark-la-tex Financial Services LLC
(530) 243-8803
3111 Island Dr
Redding, CA
 
Financial Capital Inc
(530) 223-7770
1123 Hilltop Dr
Redding, CA
 
East Cypress Avenue Inc
(530) 221-1899
1551 E Cypress Avenue Suite C
Redding, CA
 
Santa Cruz Mortgage
(530) 226-3374
930 Executive Way #150
Redding, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com