Home Refinancing Richmond VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Virginia Housing Dev Aut
(804) 782-1986
601 South Belvidere Street
Richmond, VA
 
Home Loan Corporation
(804) 320-0023
7501 Boulder View Dr Ste 201
Richmond, VA
 
Nvr Mortgage Finance Inc
(804) 560-0573
1001 Boulders Pkwy Ste 400
Richmond, VA
 
Virginia Credit Union Inc
(804) 323-6000
7500 Boulder View Drive
Richmond, VA
 
Suntrust Mortgage Inc
(800) 330-4684
901 Semmes Ave
Richmond, VA
 
Securitynational Mortgage Company
(888) 320-2095
6767 Forest Hill Ave Fl 3
Richmond, VA
 
Allied Home Mortgage Capital Corporation
(804) 320-0060
6767 Forest Hill Ave Ste 105
Richmond, VA
 
First Horizon Home Loan Corporation
(804) 330-4300
1025 Boulders Pkwy Ste 101
Richmond, VA
 
American Home Mortgage Corp
(804) 673-0030
7100 Forest Ave Ste 101
Richmond, VA
 
Gmac Mortgage LLC
(804) 673-0370
7202 Glen Forest Drive
Richmond, VA
 
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com