Home Refinancing Roanoke VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Home Town Bank
(540) 278-1712
202 S Jefferson St
Roanoke, VA
 
Atlantic Bay Mortgage Group LLC
(540) 772-3161
3509 Hounds Chase Ln Sw
Roanoke, VA
 
Slm Financial Corp
(540) 774-7881
4419 Pheasant Ridge Rd Ste 102
Roanoke, VA
 
Advantage Mortgage Group Ltd
(540) 777-7070
2754 Electric Road Suite D
Roanoke, VA
 
Bank Of America Na Charlotte
(540) 776-0893
3956 Electric Rd
Roanoke, VA
 
Access National Mortgage Corporation
(540) 776-3132
4502 Starkey Road Sw Suite-109
Roanoke, VA
 
Suntrust Mortgage Inc
(540) 725-7598
4005 Electric Rd Ste 200
Roanoke, VA
 
Freedomfirst Federal Credit Union
(540) 389-0244
5240 Valleypark Dr
Roanoke, VA
 
National City Bank
(540) 776-8325
1906 Electric Rd
Roanoke, VA
 
Alcova Mortgage LLC
(540) 772-3877
2965 Colonnade Dr Ste 110
Roanoke, VA
 
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com