Home Refinancing Rome GA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Unity Mortgage Corp
(706) 292-9595
321 E 8Th St Sw # 100
Rome, GA
 
Heritage First Bank
(706) 378-5310
1700 Turner Mccall Blvd
Rome, GA
 
Greater Rome Bank
(706) 295-9300
1490 Martha Berry Blvd
Rome, GA
 
Northside Bank
(770) 773-7300
7741 Adairsville Highway
Adairsville, GA
 
Homeowners Service Center Inc
(770) 606-1066
1202 N Tennessee St Ste 102
Cartersville, GA
 
Homestar Financial Corporation
(706) 234-0756
719 E 2Nd Ave Sw
Rome, GA
 
Synovus Mortgage Corp
(706) 291-5088
701 Broad St
Rome, GA
 
Transland Financial Services Inc
(706) 290-9863
400 Mcclain Rd
Kingston, GA
 
Suntrust Bank
(770) 684-2714
515 East Main Street
Cartersville, GA
 
Regal Mortgage Funding Group Inc
(770) 386-8446
1 Townsley Dr - Suite 1A
Cartersville, GA
 
Opinion Corner
People in Georgia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 67%
Rent: 29%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 10%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 29%
I have eliminated some of my expenses in order to keep my home: 29%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 21%
I have some equity in my home: 36%
I own my home outright: 18%
I have no idea: 21%
Other: 3%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 51%
I have tried but have not been successful: 18%
No: 29%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 27%
Source: Survey.com