Home Refinancing Roseville CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Empire Equity Group Inc
(704) 926-6126
501 Douglas Blvd Ste B
Roseville, CA
 
First Option Mortgage Inc
(916) 960-5900
950 Reserve Dr Ste 160
Roseville, CA
 
Acceptance Capital Mortgage Corporation
(916) 724-1718
919 Reserve Dr Ste 102
Roseville, CA
 
Coachella Valley Mortgage Ctr
(916) 797-3992
117 Tilbury Court
Roseville, CA
 
Sacramento First Mortgage Inc
(916) 367-7100
3001 Lava Ridge Court Ste 140
Roseville, CA
 
Universal American Mortgage Co
(916) 773-6444
1075 Creekside Ridge Dr Ste 15
Roseville, CA
 
Cbsk Financial Group Inc
(916) 789-1191
1110 Melody Ln Ste 1060
Roseville, CA
 
Home Center Mortgage
(916) 788-7232
3017 Douglas Blvd Suite 300
Roseville, CA
 
Senior Freedom Corp
(916) 626-3700
1011 Sunset Blvd Ste 150
Rocklin, CA
 
Greenpoint Mortgage Funding Inc
(800) 954-4462
7777 Greenback Lane Suite 208
Citrus Heights, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com