Home Refinancing Roseville CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Universal American Mortgage Co
(916) 773-6444
1075 Creekside Ridge Dr Ste 15
Roseville, CA
 
Cbsk Financial Group Inc
(916) 789-1191
1110 Melody Ln Ste 1060
Roseville, CA
 
Empire Equity Group Inc
(704) 926-6126
501 Douglas Blvd Ste B
Roseville, CA
 
Financial Freedom Senior Funding Corp
(916) 791-9000
1660 E Roseville Pkwy Ste 100
Roseville, CA
 
Countrywide Home Loans Inc
(916) 782-8066
2901 Douglas Blvd Ste 100
Roseville, CA
 
Acceptance Capital Mortgage Corporation
(916) 724-1718
919 Reserve Dr Ste 102
Roseville, CA
 
First Option Mortgage Inc
(916) 960-5900
950 Reserve Dr Ste 160
Roseville, CA
 
Jpmorgan Chase Bank Na
(916) 783-1400
2998 Douglas Blvd Ste 105
Roseville, CA
 
Central Pacific Mortgage Co
(916) 624-1643
3842 Rawhide Rd
Rocklin, CA
 
Home Center Mortgage
(916) 788-7232
3017 Douglas Blvd Suite 300
Roseville, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com