Home Refinancing Roseville CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Universal American Mortgage Co
(916) 773-6444
1075 Creekside Ridge Dr Ste 15
Roseville, CA
 
First Option Mortgage Inc
(916) 960-5900
950 Reserve Dr Ste 160
Roseville, CA
 
Cbsk Financial Group Inc
(916) 789-1191
1110 Melody Ln Ste 1060
Roseville, CA
 
Realty Mortgage LLC
(916) 789-1110
2901 Douglas Blvd Ste 205
Roseville, CA
 
First Horizon Home Loan Corporation
(916) 965-6868
3200 Douglas Blvd
Roseville, CA
 
Empire Equity Group Inc
(704) 926-6126
501 Douglas Blvd Ste B
Roseville, CA
 
Acceptance Capital Mortgage Corporation
(916) 724-1718
919 Reserve Dr Ste 102
Roseville, CA
 
First Magnus Financial Corp
(916) 960-5600
3013 Douglas Blvd Ste 210
Roseville, CA
 
Sierra Pacific Mortgage
(916) 773-7784
2270 Douglas Blvd Ste 106
Roseville, CA
 
Capitol Mortgage Corporation Inc
(916) 789-1688
1540 Eureka Rd Ste 100
Roseville, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com