Home Refinancing Rutland VT

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Gmac Mortgage LLC
(802) 773-4882
2 South Main St
Rutland, VT
 
First Community Bank
(802) 773-1119
104 Merchants Row
Rutland, VT
 
Citizens Bank - Rutland
(802) 775-0025
47 Merchants Row
Rutland, VT
Type
Branch
Office Hours
Mon: 9AM-5PM
Tue: 9AM-5PM
Wed: 9AM-5PM
Thu: 9AM-5PM
Fri: 9AM-5PM
Sat: na
Sun: na

Cendant Mortgage Paula Layden
(802) 770-5990
Rutland, VT
 
Metlife Bank, National Association
(802) 773-4882
27 S Main St
Rutland, VT
 
Home & Loan Center
(802) 483-6122
P.O. Box 546
Rutland, VT
 
Rabideau Agency
(802) 775-1628
40 Woodstock Ave
Rutland, VT
 
Merchants Bank
(802) 747-5000
286 North Main Street
Rutland, VT
 
Buyers Resourse Of The Green
(802) 773-9050
58 Merchants Row
Rutland, VT
 
Citizens Bank - Rutland Shopping Plaza/Price C
(802) 775-1878
38 Shopping Plaza
Rutland, VT
Type
Branch
Office Hours
Mon: 10AM-7PM
Tue: 10AM-7PM
Wed: 10AM-7PM
Thu: 10AM-7PM
Fri: 10AM-7PM
Sat: 10AM-4PM
Sun: 11AM-3PM

Opinion Corner
People in Vermont shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 25%
Rent: 50%
Other: 25%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 0%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 100%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 100%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 100%
I have tried but have not been successful: 0%
No: 0%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 100%
Yes, they were significantly affected/drained: 0%
Source: Survey.com