Home Refinancing Saco ME

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Saco Valley Credit Union
(207) 282-6169
312 Main Street
Saco, ME
 
Allied Home Mortgage Capital Corporation
(207) 885-5070
360 Us Route 1 Ste 300
Scarborough, ME
 
First Horizon Home Loan Corporation
(207) 756-6055
21 Donald B Dean Dr
South Portland, ME
 
Residential Mortgage Svcs Inc
(207) 775-6105
24 Christopher Toppi Dr
South Portland, ME
 
Mortgage Bankers Association of Maine
(207) 233-1919
116 Queen St
Gorham, ME
 
Ocean Communities Federal Credit Union
(207) 284-5918
1 Pool Street
Biddeford, ME
 
Wells Fargo Bank Na
(207) 772-4701
400 Southborough Dr
South Portland, ME
 
Downeast Mortgage Corporation
(207) 773-6161
261 Gorham Road
South Portland, ME
 
Alpine Mortgage Corporation
(207) 775-7717
1478 Broadway
South Portland, ME
 
Gorham Savings Bank
(207) 839-5209
10 Wentworth Dr
Gorham, ME
 
Opinion Corner
People in Maine shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 20%
Rent: 80%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 100%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 0%
I have tried but have not been successful: 100%
No: 0%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 100%
Source: Survey.com