Home Refinancing Sacramento CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Gml Mortgage Inc
(916) 448-5550
608 29Th Street
Sacramento, CA
 
Neighbors Financial Corp
(916) 732-2340
1314 H Street Suite-100
Sacramento, CA
 
Sacramento Mortgage Inc
(916) 732-9080
2782 21St Street
Sacramento, CA
 
California Housing Finance
(916) 323-2022
1121 L St Suite 103
Sacramento, CA
 
California Mortgage Bankers Association
(916) 446-7100
980 Ninth St Suite 2120
Sacramento, CA
 
Comunity Lending Inc
(916) 565-1212
320 N 10Th St Ste 100B
Sacramento, CA
 
Public Emplo Retirement System
(916) 326-3400
400 P Street Room 3310
Sacramento, CA
 
Network Funding Lp
(916) 631-1535
980 9Th St Fl 16
Sacramento, CA
 
Sierra Pacific Mortgage
(916) 444-7511
617 14Th St
Sacramento, CA
 
Oaktree Funding Corporation
(800) 429-5000
3035 24Th Street
Sacramento, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com