Home Refinancing Saint Paul MN

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Bankcherokee
(651) 227-7071
607 Smith Ave S
Saint Paul, MN
 
Cooperative Housing Resources LLC
(651) 310-0225
639 Jackson St Ste 213
Saint Paul, MN
 
Housing And Redevel Of St Paul
(651) 266-6611
25 W 4Th Street Ste 1200
St Paul, MN
 
American Residential Mortgage Lp
(651) 488-1801
235 Roselawn Ave E Ste 12
Saint Paul, MN
 
Primary Residential Mortgage Inc
(651) 664-2901
1821 University Ave W Ste S118
Saint Paul, MN
 
Mhfa - Homeownership
(651) 296-7608
400 Sibley St Suite 300
St Paul, MN
 
Green Tree Servicing LLC
(651) 293-4800
345 St Peter Street
Saint Paul, MN
 
Minnesota Credit Union Network
(651) 288-5171
555 Wabasha Street North Suite #200 St
Paul, MN
 
American Bank Of St Paul
(651) 628-2661
1578 University Ave W
Saint Paul, MN
 
First Magnus Financial Corp
(651) 209-7788
2345 Rice St
Saint Paul, MN
 
Opinion Corner
People in Minnesota shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 57%
Rent: 40%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 5%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 10%
It has not affected me: 35%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 42%
I have some equity in my home: 15%
I own my home outright: 15%
I have no idea: 21%
Other: 5%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 31%
I have tried but have not been successful: 18%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 35%
Source: Survey.com