Home Refinancing Salina KS

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Mortgage Company
(785) 825-8100
155 North 7Th
Salina, KS
 
Security Savings Bank Fsb
(785) 825-8241
317 S Santa Fe Ave
Salina, KS
 
The Bank of Tescott
(785) 825-1621
600 South Santa Fe Avenue
SALINA, KS
Services
Mortgage Brokers

Allstate Insurance Company
(785) 452-9191
1825 South 9th Street
Salina, KS
 
Sunflower Bank Ohio Branch
(785) 827-5564
2070 South Ohio Street
Salina, KS
 
Bank Vi
(785) 825-4321
2020 S Ohio St
Salina, KS
 
Peoples Bank John Boyd
(785) 825-5921
611 East Iron Avenue
SALINA, KS
Services
Mortgage Brokers

Great Plains Federal Credit Union
(785) 825-4621
2061 South Ohio Street
SALINA, KS
Services
Mortgage Brokers

Central National Bank Salina
(785) 823-5700
454 South Ohio Street
Salina, KS
 
C W Lynn Abstract Co Inc
(785) 823-3706
121 North 7th Street
Salina, KS
 
Opinion Corner
People in Kansas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 61%
Rent: 30%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 37%
Other: 12%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 75%
I own my home outright: 0%
I have no idea: 0%
Other: 12%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 12%
No: 37%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 25%
Yes, they were slightly affected: 37%
Yes, they were significantly affected/drained: 37%
Source: Survey.com