Home Refinancing Salisbury MD

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Nvr Mortgage Finance Inc
(443) 260-0620
2013 Northwood Dr Ste 1
Salisbury, MD
 
Bay National Bank
(410) 543-2999
109 Poplar Hill Avenue
Salisbury, MD
 
First Shore Federal Savings Al
(301) 546-1101
S. Division St. At Camden Ave
Salisbury, MD
 
Acre Mortgage & Financial Inc
(410) 208-0900
11070 Cathell Road Suite 12
Ocean Pines, MD
 
Manuelabor Com
(410) 334-6307
213 West Main Street
SALISBURY, MD
Services
Mortgage Brokers

First Horizon Home Loan Corporation
(410) 543-0800
224 E Main St Ste 5
Salisbury, MD
 
Land-home Financial Services
(410) 749-8730
408 Dogwood Dr
Salisbury, MD
 
Traco Financial Corporation
(410) 742-2253
327 Tilghman Road &Amp; Rt 50
Salibury, MD
 
Bank of America - South Salisbury
(410) 742-8651
1145 S. Salisbury Blvd
Salisbury, MD
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Indoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-6
Saturday 9-12
Sunday Closed
Drive Up Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-6
Saturday 9-12
Sunday Closed

Credit Plus- Inc.
(410) 742-9551
530 Riverside Dr
SALISBURY, MD
Services
Mortgage Brokers

Opinion Corner
People in Maryland shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 36%
Other: 4%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 7%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 23%
I have eliminated some of my expenses in order to keep my home: 38%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 16%
I have some equity in my home: 66%
I own my home outright: 0%
I have no idea: 16%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 75%
I have tried but have not been successful: 16%
No: 8%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 61%
Yes, they were slightly affected: 15%
Yes, they were significantly affected/drained: 23%
Source: Survey.com