Home Refinancing Salt Lake City UT

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Sunset Mortgage Company Lp
(801) 281-2251
3828 S Main St
Salt Lake City, UT
 
Wymac Capital Inc
(801) 481-7300
2875 South Main Suite 201B
Salt Lake City, UT
 
Beehive Credit Union
(801) 484-8811
1467 South Main Street
Salt Lake City, UT
 
Barrington Capital Corp
(801) 779-0255
10 West 100 South Ste-705
Salt Lake City, UT
 
Celtic Bank
(801) 363-6500
340 East 400 South
Salt Lake City, UT
 
Transwest Credit Union
(801) 487-1692
37 West 1700 South
Salt Lake City, UT
 
Credit Suisse Financial Corporation
(866) 867-3019
3815 S West Temple
Salt Lake City, UT
 
Utah First Credit Union
(801) 320-2600
208 E 800 S
Salt Lake City, UT
 
Arcadia Mortgage Inc
(801) 713-0341
180 S 300 W Ste 339
Salt Lake City, UT
 
Utah Bankers Association
(801) 364-4303
175 South Main St Suite 1420
Salt Lake City, UT
 
Opinion Corner
People in Utah shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 34%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 15%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 42%
I have eliminated some of my expenses in order to keep my home: 15%
It has not affected me: 15%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 25%
I have some equity in my home: 68%
I own my home outright: 6%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 40%
I have tried but have not been successful: 6%
No: 53%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 31%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 26%
Source: Survey.com