Home Refinancing San Diego CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Senior American Funding Inc
(619) 294-6000
2650 Camino Del Rio N Ste 350
San Diego, CA
 
First Capital Group Lp
(619) 260-6320
8880 Rio San Diego Dr Ste-725
San Diego, CA
 
Crestline Funding Corporation
(619) 497-5340
3131 Camino Del Rio North
San Diego, CA
 
Cal Coast Mortgage Corp.
(619) 725-2500
5353 Mission Center Rd Ste 310
San Diego, CA
 
Fair Valley Financial Inc
(619) 243-2465
2810 Camino Del Rio S Ste 204
San Diego, CA
 
Cabrillo Mortgage & Realty Services
(619) 285-0800
3110 Camino Del Rio S Ste 314
San Diego, CA
 
Sierra Pacific Mortgage
(619) 220-6100
9095 Rio San Diego Dr Ste 110
San Diego, CA
 
Gold Crown Mortgage
(619) 298-9216
1081 Camino Del Rio S Ste 127
San Diego, CA
 
Bnc Mortgage Inc
(619) 683-2885
1450 Frazee Rd
San Diego, CA
 
Western Capital Associates
(619) 297-5626
2425 Caminodel Rio So Ste 101
San Diego, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com