Home Refinancing San Francisco CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Hud-property Disposition Sales
(415) 436-6442
450 Golden Gate Avenue
San Francisco, CA
 
United Commercial Bank
(209) 244-5737
711 Van Ness Avenue
San Francisco, CA
 
Twin Capital Mortgage
(415) 863-5626
425 Divisadero St Ste 206
San Francisco, CA
 
Guild Mortgage Company
(415) 970-3338
1082 Pennsylvania Ave
San Francisco, CA
 
Charter Capital Corporation
(415) 440-5626
1465 Bush Street
San Francisco, CA
 
Integrated Mortgage Corporatiion
(415) 255-2222
1829 Market St
San Francisco, CA
 
Wells Fargo Bank Na
(415) 979-9919
633 Folsom St Fl 3
San Francisco, CA
 
Bank Of America Na Charlotte
(415) 622-3830
1656 California St Fl 2
San Francisco, CA
 
Guarantee Mortgage Corporation
(415) 694-5500
636 4Th St
San Francisco, CA
 
Parkside Lending LLC
(415) 771-8736
503 Divisadero St
San Francisco, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com