Home Refinancing San Jose CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Bank Of America Na Charlotte
(408) 277-7015
125 S Market St Ste 101
San Jose, CA
 
Seattle Mortgage Company
(800) 542-9628
840 Willow St Ste 400
San Jose, CA
 
Gmac Mortgage LLC
(408) 266-2122
1530 Meridian Avenue Ste-150
San Jose, CA
 
Allied Home Mortgage Capital Corporation
(408) 246-5626
1762 Technology Dr # 213
San Jose, CA
 
Citimutual Corporation '
(408) 487-2468
226 Airport Pkwy Ste 150
San Jose, CA
 
Ace Mortgage Funding LLC
(408) 224-2990
50 W San Fernando St Ste 950
San Jose, CA
 
Jac Financial Inc
(408) 978-2064
1155 Meridian Ave Ste 214
San Jose, CA
 
Plaza Home Mortgage Inc
(408) 293-7304
675 N 1St St Ste 900
San Jose, CA
 
Baycal Financial Corporation
(408) 451-9388
2001 Gateway Place Ste 455-E
San Jose, CA
 
University Mortgage Corp
(408) 296-1644
1101 S Winchester Ave Ste 0286
San Jose, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com