Home Refinancing San Luis Obispo CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Mortgage House Inc
(805) 782-6944
1131 Monterey Street
San Luis Obispo, CA
 
Cameron Financial Group Inc
(805) 786-2444
1065 Higuera St First Ste 102
San Luis Obispo, CA
 
Wells Fargo Bank Na
(805) 781-3077
665 Marsh St
San Luis Obispo, CA
 
Bank Of America Na Charlotte
(805) 773-7844
1401 Dolliver St
Pismo Beach, CA
 
Main Stream Financial Corporation
(805) 474-7200
910 Ramona Ave Ste F
Grover Beach, CA
 
Gateway Business Bank
(805) 782-8180
369 Marsh St # 200
San Luis Obispo, CA
 
Ctx Mortgage Company LLC
(805) 548-0289
735 Tank Farm Rd Ste 290
San Luis Obispo, CA
 
Duxford Financial Inc
(805) 541-5761
890 Osos St Ste D
San Luis Obispo, CA
 
Pac Cap Mortgage Inc
(805) 528-5353
945 Los Osos Valley Rd
Los Osos, CA
 
Sierra Pacific Mortgage
(805) 474-7070
129 N Halcyon Rd Ste A
Arroyo Grande, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com