Home Refinancing Santa Barbara CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Gmac Mortgage LLC
(805) 898-9188
3902 State Street
Santa Barbara, CA
Guarantee Mortgage Corporation
(805) 687-6282
1736 State St
Santa Barbara, CA
Northern Trust
(805) 965-6200
206 East Anapamu Street
Mortgage Brokers

Metrociti Mortgage
(805) 898-1973
3938 State Street
Mortgage Brokers

Anacota Plaza
(805) 966-5446
610 Anacapa Street
Mortgage Brokers

Metrocities Mortgage LLC
(805) 898-1973
3938 State St Ste 100
Santa Barbara, CA
Seattle Mortgage Company
(805) 730-1505
1335 Mountain Ave
Santa Barbara, CA
Phh Home Loans Llc
(866) 898-4841
3938 State St
Santa Barbara, CA
Aviation Specialty Insurance
(805) 965-9575
1806 Cliff Dr
Santa Barbara, CA
Landmark Lifestyles
(805) 568-0806
1114 State
Santa Barbara, CA
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com