Home Refinancing Santa Clara CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Hcl Finance Inc
(408) 452-2800
2560 Mission College Blvd
Santa Clara, CA
 
One Mortgage Network Inc
(888) 663-2345
908 Perreira Dr
Santa Clara, CA
 
Santa Clara Partners Mortgage
(408) 257-9840
1479 Saratoga Avenue
San Jose, CA
 
Ram Capital Corporation
(408) 249-4644
1101 S Winchester Blvd H188
San Jose, CA
 
Citimutual Corporation '
(408) 487-2468
226 Airport Pkwy Ste 150
San Jose, CA
 
Alternative Financing Corporation
(800) 232-5234
451 El Camino Real Ste 205
Santa Clara, CA
 
Countrywide Home Loans Inc
(408) 615-6000
2880 Stevens Creek Blvd Ste 10
San Jose, CA
 
Allied Home Mortgage Capital Corporation
(408) 246-5626
1762 Technology Dr # 213
San Jose, CA
 
Bank Of America Na Charlotte
(408) 718-9827
440 S Mathilda Ave
Sunnyvale, CA
 
Stonecrest Managers Inc
(408) 557-9758
4300 Stevens Creek Blvd Ste 27
San Jose, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com