Home Refinancing Santa Rosa CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Cornerstone Lending & Realty Inc
(707) 578-7098
631 First Street Suite B
Santa Rosa, CA
 
Fountain Grove Mortgage
(707) 998-0104
12594 Acorn Street
Clarlake Oaks, CA
 
First Horizon Home Loan Corporation
(707) 569-5841
2725 Mendocino Ave # A
Santa Rosa, CA
 
Sierra Pacific Mortgage
(707) 578-3803
1815 Empire Industrial Ct
Santa Rosa, CA
 
Fountain Grove Mortgage
(707) 525-1292
3883 Airway Dr Ste 120
Santa Rosa, CA
 
Gmac Mortgage LLC
(707) 546-4622
2455 Bennett Valley Rd
Santa Rosa, CA
 
Reverse Mortgage Advantage Inc
(707) 566-8811
5510 Skylane Blvd Ste 101A
Santa Rosa, CA
 
Gateway Business Bank
(707) 524-8330
3510 Unocal Pl Ste 105
Santa Rosa, CA
 
Harbourton Mortgage Investment Corp
(866) 661-4642
3750 Westwind Blvd Ste 200
Santa Rosa, CA
 
Central Pacific Mortgage Co
(707) 571-8915
2200 Range Avenue Ste 104
Santa Rosa, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com