Home Refinancing Savannah GA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Bank Of America Na Charlotte
(912) 353-3900
4849 Paulsen St Ste 102
Savannah, GA
 
Suntrust Mortgage Inc
(912) 944-1296
532 Stephenson Ave Ste 200
Savannah, GA
 
Carver State Bank
(912) 233-9971
701 Martin Luther King Jr Blvd
Savannah, GA
 
Wachovia Mortgage Corporation
(912) 351-2210
349 Mall Blvd
Savannah, GA
 
American Financial Services Group
(912) 355-1039
7712 Waters Avenue
Savannah, GA
 
Ams Partners Lp
(912) 354-8701
14 Chatham Ctr S Ste A
Savannah, GA
 
American Home Bank Na
(912) 231-2339
59 White Oak Blf
Savannah, GA
 
Georgia Bank And Trust Co
(912) 355-9902
6605 Abercorn St. Suite 111
Savannah, GA
 
Ctx Mortgage Company LLC
(912) 691-2722
315 Commercial Dr Ste C1
Savannah, GA
 
All Star Mortgage Financial Corp
(912) 303-0103
7208B Skidaway Rd
Savannah, GA
 
Opinion Corner
People in Georgia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 67%
Rent: 29%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 10%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 29%
I have eliminated some of my expenses in order to keep my home: 29%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 21%
I have some equity in my home: 36%
I own my home outright: 18%
I have no idea: 21%
Other: 3%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 51%
I have tried but have not been successful: 18%
No: 29%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 27%
Source: Survey.com