Home Refinancing Scottsdale AZ

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Lakeland Regional Mortgage
(866) 889-8889
8655 E Via De Ventura # 185
Scottsdale, AZ
 
Republic Mortgage Home Loans LLC
(480) 991-8600
8658 East San Alberto
Scottsdale, AZ
 
First Fed Mortgage Inc
(480) 998-9006
8800 N Gainey Center Dr Ste 28
Scottsdale, AZ
 
Bear Stearns Residential Mortgage Corpor
(480) 358-2000
9201 E Mountain View Rd Fl 2
Scottsdale, AZ
 
Encore Credit Corp
(480) 346-1144
8655 E Via De Ventura Ste G200
Scottsdale, AZ
 
Assurafirst Financial Company
(480) 315-8666
8655 E Via De Ventura Ste F-16
Scottsdale, AZ
 
State Mortgage LLC
(480) 648-2200
9237 E Via De Ventura Ste 100
Scottsdale, AZ
 
Family First Mortgage Corp
(480) 614-0416
9590 E Ironwood Square Dr
Scottsdale, AZ
 
Compass Bank
(480) 596-2614
7335 E Doubletree Rch Rd
Scottsdale, AZ
 
American Discount Mortgage Inc
(602) 596-6639
8712 Via De Commercio 1
Scottsdale, AZ
 
Opinion Corner
People in Arizona shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 54%
Rent: 45%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 5%
I have had to downgrade my home: 10%
I am living paycheck to paycheck: 36%
I have eliminated some of my expenses in order to keep my home: 26%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 33%
I have some equity in my home: 44%
I own my home outright: 11%
I have no idea: 5%
Other: 5%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 18%
No: 37%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 15%
Source: Survey.com