Home Refinancing Seattle WA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Federal Home Loan Bank Seattle
(206) 340-8708
1501 Fourth Avenue Suite 1800
Seattle, WA
 
Bank Of America Na Charlotte
(206) 358-3543
800 5Th Ave Fl 17
Seattle, WA
 
Washington Mutual Bank
(949) 833-4742
1201 3Rd Ave # Wmt1601
Seattle, WA
 
Seattle Metropolitan Credit Union
(206) 398-5500
801 3Rd Ave
Seattle, WA
 
Washington State Housing Finance Comm
(206) 464-7139
1000 Second Avenue Suite 2700
Seattle, WA
 
Alpine Mortgage LLC
(206) 262-7465
701 5Th Ave Ste 4200
Seattle, WA
 
Washington Association of Mortgage Professionals (Brokers, Lenders, Etc)
(866) 425-7250
568 1st Ave Suite 350
Seattle, WA
 
Olympic Coast Investment
(206) 363-6996
801 2Nd Ave Ste 315
Seattle, WA
 
Arboretum Mortgage Corp
(206) 860-9330
601 Union St Ste 610
Seattle, WA
 
Guarantee Mortgage Corporation
(206) 957-9480
1111 3Rd Ave Ste 2150
Seattle, WA
 
Opinion Corner
People in Washington shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 58%
Rent: 41%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 4%
I am living paycheck to paycheck: 34%
I have eliminated some of my expenses in order to keep my home: 34%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 22%
I have some equity in my home: 50%
I own my home outright: 13%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 52%
I have tried but have not been successful: 31%
No: 15%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 43%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 21%
Source: Survey.com