Home Refinancing Sioux City IA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Pioneer Bank
(712) 277-3001
701 Pierce Street
Sioux City, IA
 
Security National Bank Sioux City
(712) 277-6750
6Th &Amp; Pierce St
Sioux City, IA
 
Siouxland Federal Credit Union
(402) 494-1100
3000 Plaza Drive
S Sioux City, NE
 
Dakota County State Bank
(402) 494-4215
2024 Dakota Avenue
South Sioux City, NE
 
Heritage Bank Na
(712) 271-8000
4530 Singing Hills Blvd
Sioux City, IA
 
First Federal Bank
(712) 277-0200
329 Pierce St
Sioux City, IA
 
Countrywide Home Loans Inc
(712) 234-3703
600 4Th St Ste 333
Sioux City, IA
 
Security National Bank
(402) 494-4225
2021 Dakota Ave
South Sioux City, NE
 
Mortgage Express Inc
(712) 233-3194
1108 Pierce Street Suite-D
Sioux City, IA
 
Liberty National Bank
(712) 224-4425
4425 Singing Hills Blvd
Sioux City, IA
 
Opinion Corner
People in Iowa shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 80%
Rent: 20%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 12%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 50%
It has not affected me: 12%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 62%
I own my home outright: 25%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 66%
I have tried but have not been successful: 16%
No: 16%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 62%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 12%
Source: Survey.com