Home Refinancing Sioux Falls SD

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First National Bank
(605) 782-5710
100 S Phillips Ave
Sioux Falls, SD
First Dakota National Bank
(605) 333-8200
101 N Main Ave Ste 101
Sioux Falls, SD
Wells Fargo Bank Na
(605) 575-8769
101 N Phillips Ave
Sioux Falls, SD
First American Bank Trust
(605) 978-9314
133 S Main Ave
Sioux Falls, SD
Service First Federal Credit Union
(605) 336-1047
3901 East 10Th Street
Sioux Falls, SD
Great Western Bank
(605) 334-2548
200 E 10Th St Ste 100
Sioux Falls, SD
Sioux Falls Federal Credit Union
(605) 334-2471
700 East 14Th Street
Sioux Falls, SD
Dacotah Bank
(605) 331-4000
300 S Phillips Ave Suite 100
Sioux Falls, SD
First Premier Bank
(605) 357-3043
1808 S Cliff Avenue
Sioux Falls, SD
Cortrust Mortgage Inc
(605) 331-4092
2101 S Minnesota Avenue
Sioux Falls, SD
Opinion Corner
People in South Dakota shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 100%
Rent: 0%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 25%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 50%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 33%
I have some equity in my home: 66%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 66%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 33%
Source: Survey.com