Home Refinancing Spartanburg SC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Synovus Mortgage Corp
(864) 577-8880
150 East Henry Street
Spartanburg, SC
 
Advance Mortgage Source Inc
(864) 587-7242
115 Southport Rd Ste L
Spartanburg, SC
 
Riedman Corporation
(864) 585-8717
Po Box 5139
Spartanburg, SC
 
Carteret Mortgage Corporation
(864) 439-6628
Spartanburg, SC
 
SunTrust Bank
(864) 574-2523
2401 Reidville Road
Spartanburg, SC
Type
ATM, Branch, In store Branch, Weekend Hours
Office Hours
Monday: 10-7
Tuesday: 10-7
Wednesday: 10-7
Thursday: 10-7
Friday: 10-7 Weekend: Sat 10-4

First Horizon Home Loan Corporation
(864) 596-1468
291 S Pine St
Spartanburg, SC
 
Gsf Mortgage Corporation
(864) 580-8381
190 Argo Dr
Greer, SC
 
Bank Of America
(864) 594-8292
220 W Blackstock Rd
SPARTANBURG, SC
Services
Mortgage Brokers

Summit National Bank
(864) 582-9200
350 East Henry Street
SPARTANBURG, SC
Services
Mortgage Brokers

SunTrust Bank
(864) 253-0949
2199 Southport Road
Spartanburg, SC
Type
ATM, Branch, In store Branch, Weekend Hours
Office Hours
Monday: 10-7
Tuesday: 10-7
Wednesday: 10-7
Thursday: 10-7
Friday: 10-7 Weekend: Sat 10-4

Opinion Corner
People in South Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 86%
Rent: 13%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 5%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 25%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 36%
I own my home outright: 31%
I have no idea: 5%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 7%
I have tried but have not been successful: 46%
No: 46%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 20%
Yes, they were significantly affected/drained: 35%
Source: Survey.com