Home Refinancing Spokane WA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Platinum Lending Ltd
(509) 777-1200
4514 N Division
Spokane, WA
 
Numerica Credit Union
(509) 535-7613
N 301 Havana
Spokane, WA
 
Pacwest Services Inc
(509) 344-4000
178 S Stevens St
Spokane, WA
 
Home Capital Funding
(509) 891-8920
1011 W Garland Ave
Spokane, WA
 
United Mortgage Corp
(800) 462-4862
2507 W Cleveland Ave
Spokane, WA
 
Countrywide Home Loans Inc
(509) 482-7912
6007 N Division Street
Spokane, WA
 
Woodland Home Lending LLC
(509) 444-4499
3918 N Post St
Spokane, WA
 
Bank Of America Na Charlotte
(509) 353-1770
601 W Riverside Ave
Spokane, WA
 
Washington State Employees Cu
(509) 326-1210
W. 2523 Northwest Blvd
Spokane, WA
 
American Home Mortgage Corp
(509) 325-9055
316 W Boone Ave Ste 577
Spokane, WA
 
Opinion Corner
People in Washington shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 58%
Rent: 41%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 4%
I am living paycheck to paycheck: 34%
I have eliminated some of my expenses in order to keep my home: 34%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 22%
I have some equity in my home: 50%
I own my home outright: 13%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 52%
I have tried but have not been successful: 31%
No: 15%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 43%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 21%
Source: Survey.com