Home Refinancing Spokane WA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Platinum Lending Ltd
(509) 777-1200
4514 N Division
Spokane, WA
 
Numerica Credit Union
(509) 535-7613
N 301 Havana
Spokane, WA
 
Inland Northwest Bank
(509) 456-8888
421 West Riverside
Spokane, WA
 
Kdl Inc
(509) 536-1150
910 West Sprague
Spokane, WA
 
Action Mortgage
(509) 458-3723
510 W Riverside Ave Ste 800
Spokane, WA
 
Countrywide Home Loans Inc
(509) 482-7912
6007 N Division Street
Spokane, WA
 
Prime One Mortgage Corp
(509) 325-5177
1012 N Washington Suite A
Spokane, WA
 
Washington State Employees Cu
(509) 326-1210
W. 2523 Northwest Blvd
Spokane, WA
 
Bank Of America Na Charlotte
(509) 353-1770
601 W Riverside Ave
Spokane, WA
 
Home Capital Funding
(509) 891-8920
1011 W Garland Ave
Spokane, WA
 
Opinion Corner
People in Washington shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 58%
Rent: 41%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 4%
I am living paycheck to paycheck: 34%
I have eliminated some of my expenses in order to keep my home: 34%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 22%
I have some equity in my home: 50%
I own my home outright: 13%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 52%
I have tried but have not been successful: 31%
No: 15%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 43%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 21%
Source: Survey.com