Home Refinancing Spotsylvania VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Performance Mortgage Inc
(540) 898-6662
10601 Courthouse Road
Fredericksburg, VA
 
Briner Incorporated
(540) 368-2300
604 Westwood Office Park
Fredericksburg, VA
 
1st Fredericksburg Mortgage LLC
(540) 371-0235
2217 Princess Anne St Ste 105-
Fredericksburg, VA
 
Nvr Mortgage Finance Inc
(540) 735-2360
10300 Spotsylvania Ave Ste 130
Fredericksburg, VA
 
Branch Banking And Trust Co
(540) 785-2519
1440 Central Park Blvd Ste 200
Fredericksburg, VA
 
Dominion Eagle Financial Group Inc
(540) 548-8588
1107 Heatherstone Dr
Fredericksburg, VA
 
M-point Mortgage Services LLC
(540) 370-4136
2217 Princess Anne St Ste 218
Fredericksburg, VA
 
First Horizon Home Loan Corporation
(540) 548-8898
1380 Central Park Blvd Ste 208
Fredericksburg, VA
 
C And F Mtg Corp
(540) 548-8855
1340 Central Park Blvd Ste 206
Fredericksburg, VA
 
First Mariner Bank
(540) 374-1092
2515 Fall Hill Avenue
Fredericksburg, VA
 
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com