Home Refinancing Springdale AR

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

United Bank
(501) 756-8811
2600 S Thompson
Springdale, AR
 
Amstar Mortgage Corporation
(479) 750-9720
2837 American St Ste B1
Springdale, AR
 
Legacy National Bank
(479) 717-1900
4101 W Sunset Ave
Springdale, AR
 
Arvest Mortgage Company
(479) 770-8540
106 Parkwood St
Lowell, AR
 
Broyles Mortgage Brokers LLC
(479) 571-1200
1970 E Joyce Blvd Ste 1
Fayetteville, AR
 
First Greensboro Home Equity Inc
(479) 750-4766
1301 E Robinson Ave Ste C2
Springdale, AR
 
Anb Financial National Association
(501) 756-7600
3942 Elm Springs Road
Springdale, AR
 
First Security Bank Searcy
(479) 750-9816
2863 W Sunset Ave
Springdale, AR
 
First Financial Bank
(501) 442-7773
2646 E. Joyce Blvd Suite 2
Fayetteville, AR
 
Priority Bank
(479) 587-1122
3401 E Mission Blvd
Fayetteville, AR
 
Opinion Corner
People in Arkansas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 50%
Rent: 44%
Other: 5%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 22%
I am living paycheck to paycheck: 55%
I have eliminated some of my expenses in order to keep my home: 22%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 33%
I have some equity in my home: 55%
I own my home outright: 11%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 25%
I have tried but have not been successful: 25%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 22%
Yes, they were slightly affected: 33%
Yes, they were significantly affected/drained: 44%
Source: Survey.com