Home Refinancing Springfield IL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Wells Fargo Bank Na
(217) 793-0053
4341 Acer Grove Dr
Springfield, IL
 
Illinois National Bank
(217) 747-5890
322 East Capital
Springfield, IL
 
Hartland Mortgage Centers
(217) 793-9553
2040 West Iles Suite-A
Springfield, IL
 
Town And Country Bank Spingfield
(217) 787-3100
3601 Wabash Avenue
Springfield, IL
 
South Central Illinois Mortgage LLC
(217) 546-4524
975 South Durkin Drive Ste 101
Springfiled, IL
 
Bank Of Springfield
(217) 529-5555
3400 Wabash Ave
Springfield, IL
 
Empire Equity Group Inc
(877) 542-2500
510 Apple Orchard Road Ste-105
Springfield, IL
 
Mr. William V. Peterman (RFC®), CFP, CPA
(217) 546-0400
1515 S Macarthur Blvd.
Springfield, IL
Company
Money Concepts Financial Planning Centre
Qualifications
Education: BS
Years of Experience: 19
Membership
IARFC, FPA
Services
Invoice, Estate Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Charitable Planning, Education Plan, Asset Protection, BuySell, Compensation Plans

Data Provided by:
Williamsville State Bank And Trust
(217) 698-6355
1748 Wabash Avenue
Springfield, IL
 
Asap Mortgage Inc
(217) 678-1970
2609 Montega Drive-Suite C
Springfield, IL
 
Data Provided by:
Opinion Corner
People in Illinois shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 73%
Rent: 20%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 3%
I have had to downgrade my home: 7%
I am living paycheck to paycheck: 45%
I have eliminated some of my expenses in order to keep my home: 17%
It has not affected me: 22%
Other: 3%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 32%
I have some equity in my home: 56%
I own my home outright: 7%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 35%
I have tried but have not been successful: 27%
No: 37%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 43%
Yes, they were slightly affected: 33%
Yes, they were significantly affected/drained: 22%
Source: Survey.com