Home Refinancing State College PA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First American Mortgage Inc
(814) 237-4200
119 S Burrowes St # 708
State College, PA
 
Integrity Home Funding LLC
(814) 272-1755
2121 Old Gatesburg Rd
State College, PA
 
Five Star Funding Inc
(814) 278-7778
325 West Aaron Dr
STATE COLLEGE, PA
Services
Mortgage Brokers

Citizens Bank - North Hills
(814) 234-6479
1826 North Atherton Street
State College, PA
Type
Branch
Office Hours
Mon: 9AM-5PM
Tue: 9AM-5PM
Wed: 9AM-5PM
Thu: 9AM-5PM
Fri: 9AM-6PM
Sat: 9AM-12PM
Sun: na
Drive Up Hours
Mon: 9AM-5PM
Tue: 9AM-5PM
Wed: 9AM-5PM
Thu: 9AM-5PM
Fri: 9AM-6PM
Sat: 9AM-12PM
Sun: na

Reliance Bank
(814) 237-5849
1824 South Atherton Street
STATE COLLEGE, PA
Services
Mortgage Brokers

Central Federal Mortgage Company
(814) 861-8009
1375 Martin Street
State College, PA
 
Penn State Federal Credit Union
(814) 865-2768
1937 North Atherton Street
State College, PA
 
Nittany Bank
(814) 238-2620
1276 North Atherton Street
STATE COLLEGE, PA
Services
Mortgage Brokers

Jersey Shore State Bank
(814) 272-4788
1665 North Atherton Street
STATE COLLEGE, PA
Services
Mortgage Brokers

M & T Bank - M & T Mortgage Corporation
(814) 234-5182
1330 South Atherton Street
STATE COLLEGE, PA
Services
Mortgage Brokers

Opinion Corner
People in Pennsylvania shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 34%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 46%
I have eliminated some of my expenses in order to keep my home: 16%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 14%
I have some equity in my home: 48%
I own my home outright: 12%
I have no idea: 23%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 26%
I have tried but have not been successful: 31%
No: 41%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 47%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 22%
Source: Survey.com