Home Refinancing State College PA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Central Federal Mortgage Company
(814) 861-8009
1375 Martin Street
State College, PA
 
First American Mortgage Inc
(814) 237-4200
119 S Burrowes St # 708
State College, PA
 
Central Federal Mortgage Company
(814) 861-8009
1375 Martin Street
STATE COLLEGE, PA
Services
Mortgage Brokers

Citizens Bank-South Hills
(814) 234-6364
1248 South Atherton Street
STATE COLLEGE, PA
Services
Mortgage Brokers

Mortgage Source
(814) 234-1477
1346 South Atherton Street
STATE COLLEGE, PA
Services
Mortgage Brokers

Penn State Federal Credit Union
(814) 865-2768
1937 North Atherton Street
State College, PA
 
Integrity Home Funding LLC
(814) 272-1755
2121 Old Gatesburg Rd
State College, PA
 
M And T Bank
(814) 946-6865
1423 N Atherton St
State College, PA
 
Byron David T
(814) 237-5192
102 Village Drive
State College, PA
 
Elite Mortgage Inc
(814) 238-8704
2790 West College Avenue
STATE COLLEGE, PA
Services
Mortgage Brokers

Opinion Corner
People in Pennsylvania shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 34%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 46%
I have eliminated some of my expenses in order to keep my home: 16%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 14%
I have some equity in my home: 48%
I own my home outright: 12%
I have no idea: 23%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 26%
I have tried but have not been successful: 31%
No: 41%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 47%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 22%
Source: Survey.com