Home Refinancing State College PA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Penn State Federal Credit Union
(814) 865-2768
1937 North Atherton Street
State College, PA
Integrity Home Funding LLC
(814) 272-1755
2121 Old Gatesburg Rd
State College, PA
Great Lakes Mortgage Corporation
(814) 238-4600
1365 North Atherton Street
Mortgage Brokers

Jordan Mortgage Services
(814) 237-5626
1315 West College Av
Mortgage Brokers

Mortgage Source
(814) 234-1477
1346 South Atherton Street
Mortgage Brokers

First American Mortgage Inc
(814) 237-4200
119 S Burrowes St # 708
State College, PA
Central Federal Mortgage Company
(814) 861-8009
1375 Martin Street
State College, PA
Waypoint Bank
(814) 272-6381
1780 South Atherton Street
Mortgage Brokers

Citizens Bankcollege Avenue
(814) 234-6311
122 West College Avenue
State College, PA
Pinnacle Mortgage Services
(814) 237-1350
2134 Sandy Drive
Mortgage Brokers

Opinion Corner
People in Pennsylvania shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 34%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 46%
I have eliminated some of my expenses in order to keep my home: 16%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 14%
I have some equity in my home: 48%
I own my home outright: 12%
I have no idea: 23%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 26%
I have tried but have not been successful: 31%
No: 41%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 47%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 22%
Source: Survey.com