Home Refinancing Staten Island NY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Ctx Mortgage Company LLC
(718) 568-3610
900 South Ave Ste 404
Staten Island, NY
 
Eastern American Mortgage Co
(718) 668-3930
3117 Richmond Rd Fl 2
Staten Island, NY
 
Dmas Financial Services Inc
(718) 981-0700
1132 Forest Avenue
Staten Island, NY
 
Amerihome Mortgage Corp
(570) 503-0038
152 Mcclean Ave Apt 2
Staten Island, NY
 
Coral Mortgage Bankers Corporation
(908) 354-7666
544 Elizabeth Ave
Elizabeth, NJ
 
Citybrook Corp
(718) 980-7676
1725 Richmond Road
Staten Island, NY
 
Countrywide Home Loans Inc
(718) 983-3900
260 Christopher Lane #202
Staten Island, NY
 
Security Atlantic Mortgage Co
(718) 524-0372
1186 Hylan Blvd
Staten Island, NY
 
Bednar Inc
(732) 969-9300
1295 Roosevelt Avenue
Carteret, NJ
 
Rfw Financial Corporation
(866) 959-5626
45 Page Avenue Suite-C
Staten Island, NY
 
Opinion Corner
People in New York shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 64%
Rent: 28%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 27%
It has not affected me: 28%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 11%
I have some equity in my home: 53%
I own my home outright: 15%
I have no idea: 17%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 22%
No: 32%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 30%
Yes, they were significantly affected/drained: 18%
Source: Survey.com