Home Refinancing Stockton CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Mortgagetree Lending
(209) 937-9656
232 Central Ct
Stockton, CA
 
Apex Financial Group
(209) 939-1648
2027 West March Lane Suite 5
Stockton, CA
 
Sacramento Valley Mortgage Corp
(209) 952-4492
5635 Stratford Cir Ste A2
Stockton, CA
 
Gmac Mortgage LLC
(209) 473-9277
2529 W. March Lane
Stockton, CA
 
Guild Mortgage Company
(209) 747-3449
37 W. Yokuts #B-4
Stockton, CA
 
First Magnus Financial Corp
(209) 952-0000
2324 Grand Canal Blvd Ste 11
Stockton, CA
 
Amerifund Financial Inc
(408) 423-8117
1151 W Robinhood Dr Ste C4
Stockton, CA
 
Mortgage Process Center
(209) 477-6616
5637 N Pershing Ave Ste H9
Stockton, CA
 
Gateway Business Bank
(209) 476-7770
2291 W March Ln Ste D205
Stockton, CA
 
Countrywide Home Loans Inc
(209) 957-7120
6565 Pacific Avenue
Stockton, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com