Home Refinancing Temecula CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Universal American Mortgage Co
(909) 296-1198
40980 County Center Dr Ste 208
Temecula, CA
 
Provident Savings Bank
(951) 699-6894
40325 Winchester Rd
Temecula, CA
 
Southern Star Mortgage Corp
(866) 857-7827
29379 Rancho California Rd Ste
Temecula, CA
 
Mortgage One Lp
(909) 698-1653
40461 Murrieta Hot Springs Rd
Murrieta, CA
 
Heritage America Financial LLC
(951) 491-7413
43385 Business Park Dr #130
Temecula, CA
 
Countrywide Home Loans Inc
(951) 587-0419
27546 Ynez Rd Ste P2B
Temecula, CA
 
Robert A. Leanza (RFC®), CFP
(951) 699-2473
40164 Stowe Road
Temecula, CA
Company
Financial Dynamics, LLC
Qualifications
Education: B.S. Business Administration-Finance/Investments. Summa cum Laude.
Years of Experience: 30
Membership
IARFC, FPA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Tax Returns, Employee Benefits, Family Offices, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Group Insurance, Charitable Planning, Education Plan, Asset Protection, BuySell, Compensation Plans

Data Provided by:
Lenders Depot Inc
(909) 296-3322
27450 Ynez Rd Ste 320
Temecula, CA
 
Preferred Lenders Corporation
(909) 587-2767
27740 Jefferson Avenue Ste 200
Temecula, CA
 
Best Rate Finance And Realty
(951) 699-9466
42621 Hussar Ct
Temecula, CA
 
Data Provided by:
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com