Home Refinancing Toms River NJ

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Oceanfirst Bank
(732) 240-4500
975 Hooper Avenue
Toms River, NJ
 
Home Capital Network LLC
(732) 341-5100
168 Route 37 W
Toms River, NJ
 
Wachovia Mortgage Corporation
(908) 219-6141
40 Main Street 2Nd Floor
Toms River, NJ
 
Sovereign Bank Fsb
(732) 736-6613
36 Washington St
Toms River, NJ
 
Allied Home Mortgage Capital Corporation
(732) 797-0117
36 W Water St Ste 3
Toms River, NJ
 
Gateway Funding Diversified Mtg Srvs Lp
(732) 505-1115
230 Main St
Toms River, NJ
 
Glendenning Mortgage Corp
(732) 240-7227
81 E Water St Ste 3A
Toms River, NJ
 
Shore Community Bank
(732) 286-6036
1216 Route 37 East
Toms River, NJ
 
Ocean Home Mortgage Corp
(732) 341-7585
1108 Hooper Ave
Toms River, NJ
 
Superior Mortgage Corp
(732) 818-0802
1030 Hooper Ave Fl 2
Toms River, NJ
 
Opinion Corner
People in New Jersey shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 32%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 36%
I have eliminated some of my expenses in order to keep my home: 18%
It has not affected me: 27%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 51%
I own my home outright: 7%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 43%
No: 27%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 46%
Yes, they were significantly affected/drained: 20%
Source: Survey.com