Home Refinancing Topeka KS

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Federal Home Loan Bank Of Topeka
(785) 233-0507
1 Security Benefit Pl Ste 100
Topeka, KS
 
Certified Mortgage Solutions Inc
(785) 272-0625
2800 Sw Wanamaker Road Ste-165
Topeka, KS
 
Amstar Mortgage Corporation
(913) 754-1110
10308 Stateline Rd - Ste 200
Topeka, KS
 
Central National Bank Wanamaker Branch Topeka Branch
(785) 272-0020
1920 Southwest Wanamaker Road Suite 160
Topeka, KS
 
Central National Bank Topeka Downtown Main Office
(785) 234-2265
800 Southeast Quincy Street
Topeka, KS
 
National Bank Of Kansas City
(913) 338-0777
2900 Sw Wanamaker Drive Ste-A
Topeka, KS
 
American Home Mortgage Corp
(785) 271-0103
2231 Sw Wanamaker Rd Ste 201
Topeka, KS
 
Bank of America Mortgage
(785) 295-3424
5325 SW 21st St
TOPEKA, KS
Services
Mortgage Brokers

Capitol Federal Savings
(785) 233-0547
Capitol Federal Building
TOPEKA, KS
Services
Mortgage Brokers

Columbian Bank And Trust Company Main Bank
(785) 233-1515
701 South Kansas Avenue
Topeka, KS
 
Opinion Corner
People in Kansas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 61%
Rent: 30%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 37%
Other: 12%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 75%
I own my home outright: 0%
I have no idea: 0%
Other: 12%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 12%
No: 37%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 25%
Yes, they were slightly affected: 37%
Yes, they were significantly affected/drained: 37%
Source: Survey.com