Home Refinancing Tuscaloosa AL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Wachovia Mortgage Corporation
(205) 391-0282
1427 Greensboro Ave
Tuscaloosa, AL
 
Warrior Mortgage Services Inc
(205) 759-1191
2209 13Th Street
Tuscaloosa, AL
 
New South Federal Savings Bank
(205) 344-9142
600 Lurleen B Wallace Blvd S
Tuscaloosa, AL
 
Premier Mortgage Funding Inc
(205) 349-4009
2504 7Th St Ste B
Tuscaloosa, AL
 
First National Bank Of Central Alabama
(205) 469-1700
2323 Paul Bryant Dr
Tuscaloosa, AL
 
First Choice Funding Inc
(205) 752-0911
2919 8Th St
Tuscaloosa, AL
 
Synovus Mortgage Corp
(205) 391-1026
2209 9Th St Apt 500
Tuscaloosa, AL
 
First Trust Mortgage Corporation Of Amer
(205) 349-5656
1420B Greensboro Ave
Tuscaloosa, AL
 
Ctx Mortgage Company LLC
(205) 759-5289
2201 Jack Warner Pkwy. Ste.3
Tuscaloosa, AL
 
Hometown Mortgage Services
(205) 556-2324
3076 Palisades Ct Ste A
Tuscaloosa, AL
 
Opinion Corner
People in Alabama shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 70%
Rent: 30%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 21%
I am living paycheck to paycheck: 28%
I have eliminated some of my expenses in order to keep my home: 28%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 7%
I have some equity in my home: 71%
I own my home outright: 7%
I have no idea: 14%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 38%
No: 30%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 50%
Yes, they were slightly affected: 14%
Yes, they were significantly affected/drained: 35%
Source: Survey.com