Home Refinancing Twin Falls ID

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

D L Evans Bank
(208) 735-8295
906 Blue Lakes Blvd N
Twin Falls, ID
 
First Federal Savings Bank Twin Falls
(208) 733-4222
383 Shoshone Street North
Twin Falls, ID
 
Countrywide Home Loans Inc
(208) 735-2600
754 N College Rd Ste D
Twin Falls, ID
 
American General Financial Services
(208) 733-9596
1563 Fillmore Street
TWIN FALLS, ID
Services
Mortgage Brokers

Pioneer Federal Credit Union
(208) 735-0814
659 Blue Lakes Boulevard North
TWIN FALLS, ID
Services
Mortgage Brokers

Republic Mortgage Home Loans LLC
(208) 734-1000
715 Blue Lakes Blvd N
Twin Falls, ID
 
First Horizon Home Loan Corporation
(208) 733-0900
1411 Falls Ave E Ste 115
Twin Falls, ID
 
Select Mortgage
(208) 734-1083
233 Gooding Street North
TWIN FALLS, ID
Services
Mortgage Brokers

Countrywide Home Loans
(208) 735-2600
754 North College Road
TWIN FALLS, ID
Services
Mortgage Brokers

Guild Mortgage Company
(208) 732-0840
1290 N College Rd
Twin Falls, ID
 
Opinion Corner
People in Idaho shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 40%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 33%
I have eliminated some of my expenses in order to keep my home: 33%
It has not affected me: 0%
Other: 33%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 66%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 33%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 33%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 66%
Source: Survey.com