Home Refinancing Utica NY
Partners Trust Bank
233 Genesee St
Americu Credit Union
1916 Black River Blvd
The Homeownership Center
1611 Genesee Street
Bank of America
911 Cornelia St
Central New York Abstract Corp
Home Consultants Inc
8574 Burmaster Rd
Rome Savings Bank
100 W Dominick Street
M & T Bank - M & T Mortgage Corporation- M & T Business Banking Center
2 Business Park Court
Citizens Bank - Utica Downtown
266 Genesee Street
First Source Federal Credit Union
1634 Genesee Street
People in New York shared their opinions about Home Mortgage
Do you own or rent a home?
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 27%
It has not affected me: 28%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 11%
I have some equity in my home: 53%
I own my home outright: 15%
I have no idea: 17%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
I have tried but have not been successful: 22%
Have your savings/retirement funds been affected?
No, havenâ€™t touched my savings/retirement: 51%
Yes, they were slightly affected: 30%
Yes, they were significantly affected/drained: 18%