Home Refinancing Valdosta GA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Commercial Banking Company
(912) 242-7400
3462 North Valdosta Road
Valdosta, GA
Park Avenue Bank
(229) 242-7758
3102 North Oak Street Ext
Valdosta, GA
Synovus Mortgage Corp
(229) 245-5547
3650 Inner Perimeter Rd
Valdosta, GA
Sunshine Mortgage Corp
(229) 244-3055
3338 Country Club Rd Ste A3
Valdosta, GA
American General Financial Services
(229) 244-1797
3382 North Valdosta Road
Mortgage Brokers

Southeastern Federal Cu
(229) 244-2732
3137 N Ashley Street
Valdosta, GA
Bsm Financial Lp
(229) 257-0982
1801 Canterbury Dr Ste B
Valdosta, GA
Hartland Mortgage Centers
(229) 247-5991
1614 Fresno Street
Valdista, GA
Guardian Bank
(229) 247-0002
1906 North Ashley Street
Mortgage Brokers

SunTrust Bank
(229) 219-7214
340 Norman Drive
Valdosta, GA
ATM, In store Branch, Weekend Hours
Office Hours
Monday: 9:30-7
Tuesday: 9:30-7
Wednesday: 9:30-7
Thursday: 9:30-7
Friday: 9:30-7 Weekend: Sat 9:30-4

Opinion Corner
People in Georgia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 67%
Rent: 29%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 10%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 29%
I have eliminated some of my expenses in order to keep my home: 29%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 21%
I have some equity in my home: 36%
I own my home outright: 18%
I have no idea: 21%
Other: 3%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 51%
I have tried but have not been successful: 18%
No: 29%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 27%
Source: Survey.com