Home Refinancing Vallejo CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Credential Mortgage Inc
(707) 645-0515
300 Broadway Street
Vallejo, CA
 
Mortgage Process Center
(707) 643-1829
15 Tolentino Dr
American Canyon, CA
 
Mortgage Partners Inc
(707) 552-9692
1761 Broadway Street Ste-260
Vallejo, CA
 
Countrywide Home Loans Inc
(707) 751-2620
802 Southhampton Rd
Benicia, CA
 
Ams Financial Inc
(707) 746-4920
615 First Street
Benicia, CA
 
Central Pacific Mortgage Co
(707) 643-8881
1469 Alabama St
Vallejo, CA
 
First Priority Financial Inc
(707) 552-4321
730 Tennessee St
Vallejo, CA
 
Sky Valley Financial Inc
(707) 745-9600
1090 Adams St Ste L
Benicia, CA
 
Gateway Bank Fsb
(707) 748-7171
843 1St St
Benicia, CA
 
Family Funding Inc
(707) 747-7100
2080 Columbus Parkway
Benicia, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com