Home Refinancing Victoria TX

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Mildor Corporation
(361) 574-8800
5001-C John Stockbauer Drive
Victoria, TX
 
Citizens Mortgage Corporation
(361) 576-9889
5003 John Stockbauer Dr
Victoria, TX
 
Community 1st Mortgage
(361) 574-8800
5001 John Stockbauer Drive Suite C
VICTORIA, TX
Services
Mortgage Brokers

Firstcapital Bank Whispering Creek Branch
(361) 574-7872
6252 North Navarro Street
Victoria, TX
 
Bank of America - Victoria
(361) 575-4574
5606 N.Navarro St
Victoria, TX
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Braille, Accepts Deposits, Drive Up
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-3
Tuesday 9-3
Wednesday 9-3
Thursday 9-3
Friday 9-5
Saturday Closed
Sunday Closed
Drive Up Hours
Monday 7:30-6
Tuesday 7:30-6
Wednesday 7:30-6
Thursday 7:30-6
Friday 7:30-6:30
Saturday Closed
Sunday Closed

Alethes LLC
(361) 576-9890
3606B John Stockbauer Dr
Victoria, TX
 
City Mortgage Group
(361) 576-9890
3606 John Stockbauer Drive
VICTORIA, TX
Services
Mortgage Brokers

Ntfn Inc
(361) 485-9700
5005 John Stockbauer Dr Ste D
Victoria, TX
 
Cuero State Bank SSB
(361) 572-9900
2701 Sam Houston Drive
VICTORIA, TX
Services
Mortgage Brokers

Capital One
(713) 735-4820
7602 N Navarro
Victoria, TX
Type
Branch
Services
Investments Representative Drive-Up ATM Self Service Coin Counter Open after 5 PM Open on Saturday Branch Drive-Up Safe Deposit Box
Office Hours
Sun , Mon 9 AM - 5 PM, Tue 9 AM - 5 PM, Wed 9 AM - 5 PM, Thu 9 AM - 5 PM, Fri 9 AM - 6 PM,
Drive Up Hours
Sun , Mon 7:30 AM - 6 PM, Tue 7:30 AM - 6 PM, Wed 7:30 AM - 6 PM, Thu 7:30 AM - 6 PM, Fri 7:30 AM - 6 PM,

Opinion Corner
People in Texas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 31%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 32%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 51%
I own my home outright: 16%
I have no idea: 17%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 25%
No: 45%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 32%
Yes, they were significantly affected/drained: 24%
Source: Survey.com