Home Refinancing Virginia Beach VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Numerica Mortgage LLC
(757) 340-7211
615 Lynnhaven Pkwy
Virginia Beach, VA
 
Xcel Capital LLC
(757) 486-2682
600 Lynnhaven Pkwy Ste E
Virginia Beach, VA
 
Townebank
(757) 687-5000
4525 South Blvd Ste 100
Virginia Beach, VA
 
Mortgage Source Inc
(757) 490-3912
4664 South Blvd
Virginia Beach, VA
 
Seniors First Mortgage Company LLC
(757) 671-7050
4525 South Blvd Ste 301
Virginia Beach, VA
 
New South Federal Savings Bank
(757) 340-5700
440 Viking Drive Suite 210
Virginia Beach, VA
 
C And F Mtg Corp
(757) 605-0500
621 Lynnhaven Pkwy Ste 160
Virginia Beach, VA
 
Franklin Security Bank Fsb
(757) 962-5160
2809 S Lynnhaven Rd
Virginia Beach, VA
 
Countrywide Mortgage Ventures LLC
(757) 287-1843
3101 Virginia Beach Blvd Ste-8
Virginia Beach, VA
 
First Horizon Home Loan Corporation
(757) 497-1000
621 Lynnhaven Pkwy Ste 366
Virginia Beach, VA
 
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com