Home Refinancing Virginia Beach VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Numerica Mortgage LLC
(757) 340-7211
615 Lynnhaven Pkwy
Virginia Beach, VA
 
Xcel Capital LLC
(757) 486-2682
600 Lynnhaven Pkwy Ste E
Virginia Beach, VA
 
Beach Municipal Federal Credit Union
(757) 431-4616
4164 Virginia Beach Blvd
Virginia Beach, VA
 
Ctx Mortgage Company LLC
(757) 463-1400
448 Viking Dr #170
Virginia Beach, VA
 
Seniors First Mortgage Company LLC
(757) 671-7050
4525 South Blvd Ste 301
Virginia Beach, VA
 
Challenge Financial Investors Corp
(757) 363-3631
621 Lynnhaven Pkwy Ste 260
Virginia Beach, VA
 
Primary Residential Mortgage Inc
(757) 468-0079
2697 International Pkwy # 207
Virginia Beach, VA
 
Cape Henry Mortgage LLC
(757) 431-0126
195 S Rosemont Rd Ste 109A
Virginia Beach, VA
 
National City Bank
(757) 431-5800
600 Lynnhaven Pkwy Ste 100
Virginia Beach, VA
 
Us Mortgage Corp
(757) 518-8496
780 Lynnhaven Pkwy Ste 360
Virginia Beach, VA
 
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com