Home Refinancing Visalia CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Sierra Pacific Mortgage
(559) 739-7080
1148 N Chinowth St Ste B
Visalia, CA
 
Kings Mortgage Services Inc
(559) 713-1064
1710 W Walnut Ave
Visalia, CA
 
Mortgagetree Lending
(559) 741-2930
704 W. Main St
Visalia, CA
 
Ctx Mortgage Company LLC
(559) 635-0207
1720 W. Walnut Ave.
Visalia, CA
 
Central Pacific Mortgage Co
(559) 635-9111
1512 W Mineral King
Visalia, CA
 
Provident Mtg Corp Central Ca
(559) 734-2071
1800 S Central St
Visalia, CA
 
Visalia Community Bank
(559) 738-5404
2249 W Caldwell Ave
Visalia, CA
 
Gateway Business Bank
(209) 636-8611
1810 South Central Ste A
Visalia, CA
 
Resource Lenders Inc
(559) 734-0500
3714 W. Mineral King
Visalia, CA
 
Ennis Home Mortgage Lp
(559) 622-3073
3300 S Demaree St
Visalia, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com