Home Refinancing Warwick RI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Home Loan And Investment Assoc
(401) 739-8800
2 Altieri Way
Warwick, RI
 
Greenwood Credit Union
(401) 739-4600
2669 Post Road
Warwick, RI
 
Gmac Mortgage LLC
(401) 737-0300
475 Kilvert Street
Warwick, RI
 
Direct Home Mortgage Co LLC
(401) 921-0610
190 Commerce Dr
Warwick, RI
 
Statewide Mortgage Corp
(401) 461-0600
131 Airport Rd
Warwick, RI
 
Majestic Mortgage Corp
(401) 739-5363
615 Jefferson Blvd Ste B205
Warwick, RI
 
American Eagle Mortgage Co Inc
(401) 734-4455
2181 Post Road
Warwick, RI
 
New York Mortgage Company LLC
(800) 490-0039
300 Centerville Rd
Warwick, RI
 
Central Pacific Mortgage Co
(401) 732-2100
300 Centerville Road Ste 204
Warwick, RI
 
United Financial Mortgage Corp
(401) 921-5270
2348 Post Rd Ste 202
Warwick, RI
 
Opinion Corner
People in Rhode Island shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 50%
Rent: 30%
Other: 20%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 20%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 60%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 40%
I have some equity in my home: 20%
I own my home outright: 0%
I have no idea: 20%
Other: 20%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 40%
I have tried but have not been successful: 20%
No: 40%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 20%
Yes, they were significantly affected/drained: 40%
Source: Survey.com