Home Refinancing Waterbury CT

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Wachovia Mortgage Corporation
(919) 881-6672
One Jefferson Square
Waterbury, CT
 
Mortgage Supercenter Inc
(203) 465-7976
451 Meriden Road
Waterbury, CT
 
Gmac Mortgage LLC
(203) 758-9910
900 Straits Tpke
Middlebury, CT
 
Naugatuck Savings Bank
(203) 720-5354
251 Church Street
Naugatuck, CT
 
Amity Mortgage LLC
(203) 729-6681
774 New Haven Rd. Suite 2
Naugatuck, CT
 
Mortgage Services Inc
(203) 841-2500
193 Grand Street 2Nd Floor
Waterbury, CT
 
Empire Equity Group Inc
(203) 591-9243
48 Meriden Rd Ste A
Waterbury, CT
 
Epi Mortgage Center Inc
(203) 757-4596
765 Straits Tpke Ste 2002
Middlebury, CT
 
Mortgage Finance Corporation
(203) 879-0358
33 Wolcott Road
Wolcott, CT
 
Naugatuck Valley S&l Assn
(203) 720-5000
333 Church Street
Naugatuck, CT
 
Opinion Corner
People in Connecticut shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 62%
Rent: 35%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 4%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 39%
I have eliminated some of my expenses in order to keep my home: 21%
It has not affected me: 26%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 27%
I have some equity in my home: 50%
I own my home outright: 4%
I have no idea: 18%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 15%
No: 55%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 36%
Yes, they were significantly affected/drained: 18%
Source: Survey.com