Home Refinancing Waterloo IA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Gmac Mortgage LLC
(319) 236-7490
3451 Hammond Avenue
Waterloo, IA
 
American Nationwide Mortgage Company Inc
(877) 621-9777
110 Plaza Circle
Waterloo, IA
 
Bankiowa
(877) 275-7003
6804 University Avenue
Cedar Falls, IA
 
Mortgage Express Inc
(319) 433-0336
346 East Ridgeway Avenue
WATERLOO, IA
Services
Mortgage Brokers

Black Hawk Mortgage
(319) 233-8415
3641 Kimball Avenue
WATERLOO, IA
Services
Mortgage Brokers

Veridian Credit Union
(319) 274-7562
1827 Ansborough Ave
Waterloo, IA
 
First Magnus Financial Corp
(520) 618-9511
4817 University Ave Ste B
Cedar Falls, IA
 
Allstate Insurancejeff Clark
(319) 235-3008
3120 Kimball Ave Ste A
Waterloo, IA
 
Wells Fargo - Kimball
(319) 235-4885
3065 Kimball Ave
Waterloo, IA
Type
Branch
Office Hours
Mon-Thu 08:00 AM-05:30 PM
Fri 08:00 AM-06:00 PM
Sat 08:00 AM-02:00 PM
Sun Closed

US Bank - Kimball Avenue Office
(319) 235-3240
3130 Kimball Ave
Waterloo, IA
Drive Up Hours
Mon 08:30 am to 05:00 pm
Tue 08:30 am to 05:00 pm
Wed 08:30 am to 05:00 pm
Thur 08:30 am to 05:00 pm
Fri 08:30 am to 05:30 pm
Sat 08:30 am to 12:00 pm

Opinion Corner
People in Iowa shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 80%
Rent: 20%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 12%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 50%
It has not affected me: 12%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 62%
I own my home outright: 25%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 66%
I have tried but have not been successful: 16%
No: 16%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 62%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 12%
Source: Survey.com