Home Refinancing Waterloo IA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Gmac Mortgage LLC
(319) 236-7490
3451 Hammond Avenue
Waterloo, IA
 
Veridian Credit Union
(319) 274-7562
1827 Ansborough Ave
Waterloo, IA
 
First Magnus Financial Corp
(520) 618-9511
4817 University Ave Ste B
Cedar Falls, IA
 
Wells Fargo Home Mortgage
(319) 235-4884
3065 Kimball Avenue
WATERLOO, IA
Services
Mortgage Brokers

Century Lending
(319) 234-4700
2231 West 8th Street
WATERLOO, IA
Services
Mortgage Brokers

American Nationwide Mortgage Company Inc
(877) 621-9777
110 Plaza Circle
Waterloo, IA
 
Bankiowa
(877) 275-7003
6804 University Avenue
Cedar Falls, IA
 
U S Bank Home Mortgage Visit Any U S Bank Location
(319) 234-5892
3130 Kimball Avenue
Waterloo, IA
 
Allstate Insurancejeff Clark
(319) 235-3008
3120 Kimball Ave Ste A
Waterloo, IA
 
Black Hawk Mortgage
(319) 233-8415
3641 Kimball Avenue
WATERLOO, IA
Services
Mortgage Brokers

Opinion Corner
People in Iowa shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 80%
Rent: 20%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 12%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 50%
It has not affected me: 12%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 62%
I own my home outright: 25%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 66%
I have tried but have not been successful: 16%
No: 16%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 62%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 12%
Source: Survey.com