Home Refinancing Waterville ME

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Maine State Housing Authority
(207) 626-4642
353 Water Street
Augusta, ME
 
Kennebec Savings Bank
(207) 872-5563
226 Main Street
Waterville, ME
 
Novastar Home Mortgage Inc.
(207) 680-2085
10 Common St.
Waterville, ME
 
Citifinancial
(207) 873-3276
120 Jfk Plaza
Waterville, ME
 
Kennebec Federal Savings
(207) 873-5151
70 Main St
Waterville, ME
 
Republic State Mortgage
(207) 872-0800
105 Main Street
Waterville, ME
 
Bank of America - Elm Plaza
(800) 432-1000
345 Main St
Waterville, ME
Type
Banking Center
Services
Banking Center Services: Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday N/A
Tuesday N/A
Wednesday N/A
Thursday N/A
Friday N/A
Saturday N/A
Sunday N/A
Drive Up Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-4
Saturday Closed
Sunday Closed

Bank of America - Front St
(800) 432-1000
33 Main St
Waterville, ME
Type
Banking Center
Services
Banking Center Services: Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-4
Saturday 9-12
Sunday Closed
Drive Up Hours
Monday 9-4
Tuesday 9-4
Wednesday 9-4
Thursday 9-4
Friday 9-4
Saturday 9-12
Sunday Closed

Bangor Savings Bank Branch Ofcs
(207) 872-8011
78 China Road
Winslow, ME
 
Fortier John M
(207) 873-1101
16 Silver St
Waterville, ME
 
Opinion Corner
People in Maine shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 20%
Rent: 80%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 100%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 0%
I have tried but have not been successful: 100%
No: 0%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 100%
Source: Survey.com