Home Refinancing Waterville ME

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Maine State Housing Authority
(207) 626-4642
353 Water Street
Augusta, ME
 
Boothby And Bartlett
(207) 872-5571
185 Main St
Waterville, ME
 
Kennebec Federal Savings
(207) 873-5151
70 Main St
Waterville, ME
 
Fortier John M
(207) 873-1101
16 Silver St
Waterville, ME
 
Fleet Bank
(207) 877-2390
33 Main St
Waterville, ME
 
Primary Residential Mortgage
(207) 872-5500
10 Common
Waterville, ME
 
Republic State Mortgage
(207) 872-0800
105 Main Street
Waterville, ME
 
Novastar Home Mortgage Inc.
(207) 680-2085
10 Common St.
Waterville, ME
 
Bangor Savings Bank Branch Ofcs
(207) 872-8011
78 China Road
Winslow, ME
 
Kennebec Savings Bank
(207) 872-5563
226 Main Street
Waterville, ME
 
Opinion Corner
People in Maine shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 20%
Rent: 80%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 100%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 0%
I have tried but have not been successful: 100%
No: 0%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 100%
Source: Survey.com