Home Refinancing West Des Moines IA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Solutions Funding Inc
(515) 450-3309
1147 7Th St
West Des Moines, IA
 
Iowa Credit Union League
(800) 860-6180
41500 NW 118th Street
Des Moines, IO
 
American Home Mortgage Corp
(515) 244-0204
2829 Westown Pkwy Ste 220
West Des Moines, IA
 
Kramer Mortgage Company LLC
(515) 457-8403
1200 35Th Street Suite 602
West Des Moines, IA
 
Regions Bank
(515) 235-8354
3334 Westown Pkwy
West Des Moines, IA
 
Wells Fargo Bank Na
(515) 697-5015
13621 University Ave
Clive, IA
 
First American Bank
(515) 226-9998
12333 University Ave
Clive, IA
 
Homeservices Lending LLC
(515) 453-5821
3501 Westown Parkway
West Des Moines, IA
 
Iowa Association of Mortgage Brokers / Professionals
(515) 210-4675
4949 Westown Pkwy Ste 165-111
West Des Moines, IA
 
Nationwide Advantage Mortgage Company
(515) 224-7100
7760 Office Plaza Dr S
West Des Moines, IA
 
Opinion Corner
People in Iowa shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 80%
Rent: 20%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 12%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 50%
It has not affected me: 12%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 62%
I own my home outright: 25%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 66%
I have tried but have not been successful: 16%
No: 16%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 62%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 12%
Source: Survey.com