Home Refinancing Wichita Falls TX

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Bank
(940) 691-0000
4110 Kell Boulevard
Wichita Falls, TX
 
Primewest Mortgage Corporation
(940) 687-1500
#1 Eureka Circle
Wichita Falls, TX
 
First National Bank
(817) 696-3000
3801 Fairway Blvd
Wichita Falls, TX
 
American National Bank
(940) 397-2345
2732 Midwestern Pkwy
Wichita Falls, TX
 
Wells Fargo - Wichita Falls Fairway Office
(940) 696-9493
4590 Kell Blvd Ste C
Wichita Falls, TX
Type
In-Store Branch
Office Hours
Mon-Fri 09:00 AM-07:00 PM
Sat 09:00 AM-05:00 PM
Sun Closed

Union Square Federal Cr Un
(817) 720-8000
1401 Holliday
Wichita Falls, TX
 
First Horizon Home Loan Corporation
(940) 692-3859
2925 Southwest Pkwy
Wichita Falls, TX
 
Strategic Mortgage Inc
(940) 322-8400
3800 Call Field Rd
Wichita Falls, TX
 
Texoma Community Credit Union
(817) 855-2831
3800 Sheppard Access Road
Wichita Falls, TX
 
Homestead Mortgage Company
(940) 763-0259
2401 Kemp Boulevard
WICHITA FALLS, TX
Services
Mortgage Brokers

Opinion Corner
People in Texas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 31%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 32%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 51%
I own my home outright: 16%
I have no idea: 17%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 25%
No: 45%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 32%
Yes, they were significantly affected/drained: 24%
Source: Survey.com