Home Refinancing Williamsburg VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Aig Federal Savings Bank
(877) 244-1532
337 Mclaws Cir Ste 1
Williamsburg, VA
 
Johnson Mortgage Co LLC
(757) 565-6400
171 Monticello Ave
Williamsburg, VA
 
Primary Residential Mortgage Inc
(757) 259-9700
491 Mclaws Cir Ste 3A
Williamsburg, VA
 
At Home Mortgage Associates Ltd
(757) 220-9099
4100 Easter Cir Bldg 4
Williamsburg, VA
 
Willliam F. Smith (RFC®), Jr, CHFC, CLU
(757) 875-2327
12715 McManus Blvd.
Newport News, VA
Company
Smith & Atkinson
Qualifications
Years of Experience: 33
Membership
IARFC, MDRT, NAIFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Pension Planning, Executive Compensation Planning, personal Coach, Retirement Planning, Medicaid Planning, Tax Planning, Tax Returns, Seminars Work, Employee Benefits, Family Offices, Stocks and Bonds, Mutual Funds, Mortgage Loans, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Business Coach, Charitable Planning, Education Plan, A

Data Provided by:
C And F Mtg Corp
(757) 259-1200
1167A Jamestown Road
Williamsburg, VA
 
Weststar Mortgage Corp Inc
(757) 259-9650
358 Mclaws Cir Ste 4
Williamsburg, VA
 
Harllon Home Mortgage LLC
(757) 253-9350
4801 Courthouse St Ste 130A
Williamsburg, VA
 
Johnson Mortgage Co LLC
(804) 642-0077
2419 York Crossing Dr
Hayes, VA
 
Peninsula Mortgage LLC
(757) 873-4141
825 Diligence Dr Ste 116
Newport News, VA
 
Data Provided by:
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com